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Sort by: 2009 2008 2008 2008

 

Key figures (1)

Source: Chapter Key figures, page 2

Key figures in graphs: Tier-1 ratio, Lending, Due to customers, Net profit and Return on equity.

Key figures (2)

Source: Chapter Key figures, page 2

Keyfigures: Volume of services, Financial position and solvency, Profit and loss account, Ratios, Nearby, Market shares (in the Netherlands) and Ratings.

Key figures (3)

Source: Chapter Key figures, page 2

Key figures: Personell data, Products and services specifically geared to sustainability, Non-commercial sustainable activities and Business operations.

Rabobank Group at a glance

Source: Chapter Rabobank Group at a glance, page 4

As a stable market party, Rabobank Group achieved strong growth in its amounts due to customers, which increased by 10% to EUR 304.2 billion. The Tier I ratio was 12.7% and return on equity was 9.7%.

Domestic retail banking

Source: Chapter Rabobank Group at a glance, page 4

Despite the turbulence in the financial sector, the local Rabobanks succeeded in strengthening their market positions. Our strong position in the savings market was extended further.

Wholesale banking and international retail banking

Source: Chapter Rabobank Group at a glance, page 4

The financial crisis depressed results in Global Financial Markets and caused an increase in the impairment losses. As a result, Rabobank International's profit decreased.

Asset management and investment

Source: Chapter Rabobank Group at a glance, page 5

The decrease in assets under management, which was due to the fall in share prices, was partly offset by the inflow of assets.

Leasing

Source: Chapter Rabobank Group at a glance, page 5

De Lage Landen reported satisfactory growth, with higher margins on new contracts. The lease car portfolio increased by 6% to 211,000.

Real estate

Source: Chapter Rabobank Group at a glance, page 5

As a result of worsened market conditions, Rabo Real Estate Group sold fewer owner-occupied houses: 8,746, down from 13,173 in 2007.

Chairman's foreword

Source: Chapter About the Rabobank Group, page 6

2008 may rightly be called a historic year. The subprime crisis in the United States escalated to become a deep and world-wide financial crisis. Regrettably, it has meanwhile developed into an economic crisis.